• Affirm outlined its buy-now-pay-later model, stressing transaction-level underwriting, interest capped at checkout, no compound interest, no late fees.
• Trailing 12-month gross merchandise volume reached $46.6 billion in fiscal Q3 2026, implying a 46% CAGR.
• 0% APR offers represented 29% of GMV in fiscal Q3 2026; product mix skewed to interest-bearing loans at 71% of GMV.
• Affirm Card surpassed 4,400,000 active cardholders; cardholders generated about 3x more spend than non-cardholders.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Affirm Holdings Inc. published the original content used to generate this news brief on June 08, 2026, and is solely responsible for the information contained therein.