A Closer Look at 4 Analyst Recommendations For First Finl Bankshares

First Financial Bankshares, Inc. +1.35%

First Financial Bankshares, Inc.




First Finl Bankshares (NASDAQ:FFIN) has been analyzed by 4 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.

The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.

Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish
Total Ratings 0 0 4 0 0
Last 30D 0 0 1 0 0
1M Ago 0 0 2 0 0
2M Ago 0 0 1 0 0
3M Ago 0 0 0 0 0

In the assessment of 12-month price targets, analysts unveil insights for First Finl Bankshares, presenting an average target of $32.25, a high estimate of $35.00, and a low estimate of $31.00. This upward trend is apparent, with the current average reflecting a 9.32% increase from the previous average price target of $29.50.

price target chart

Decoding Analyst Ratings: A Detailed Look

The analysis of recent analyst actions sheds light on the perception of First Finl Bankshares by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target
Jennifer Demba Truist Securities Raises Hold $35.00 $31.00
Matt Olney Stephens & Co. Raises Equal-Weight $32.00 $30.00
Brady Gailey Keefe, Bruyette & Woods Raises Market Perform $31.00 $30.00
Jennifer Demba Truist Securities Raises Hold $31.00 $27.00

Key Insights:

  • Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to First Finl Bankshares. This information offers a snapshot of how analysts perceive the current state of the company.
  • Rating: Offering insights into predictions, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of First Finl Bankshares compared to the broader market.
  • Price Targets: Understanding forecasts, analysts offer estimates for First Finl Bankshares's future value. Examining the current and prior targets provides insight into analysts' changing expectations.

Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of First Finl Bankshares's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.

Stay up to date on First Finl Bankshares analyst ratings.

Unveiling the Story Behind First Finl Bankshares

First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.

Understanding the Numbers: First Finl Bankshares's Finances

Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.

Negative Revenue Trend: Examining First Finl Bankshares's financials over 3 months reveals challenges. As of 31 December, 2023, the company experienced a decline of approximately -2.08% in revenue growth, reflecting a decrease in top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.

Net Margin: First Finl Bankshares's net margin excels beyond industry benchmarks, reaching 39.55%. This signifies efficient cost management and strong financial health.

Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 3.36%, the company showcases effective utilization of equity capital.

Return on Assets (ROA): First Finl Bankshares's ROA stands out, surpassing industry averages. With an impressive ROA of 0.36%, the company demonstrates effective utilization of assets and strong financial performance.

Debt Management: First Finl Bankshares's debt-to-equity ratio is below the industry average at 0.01, reflecting a lower dependency on debt financing and a more conservative financial approach.

The Basics of Analyst Ratings

Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.

Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.

This article was generated by Benzinga's automated content engine and reviewed by an editor.

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