HomeTrust Bancshares Inc. reported preliminary financial results for the fourth quarter ended December 31, 2025. Net income for the quarter was USD 16.1 million, with diluted earnings per share at USD 0.93. Annualized return on assets stood at 1.44, and annualized return on equity was 10.63. The company reported a net interest margin of 4.20 for the quarter. Provision for credit losses amounted to USD 2.1 million. For the full year ended December 31, 2025, HomeTrust Bancshares Inc. recorded net interest income of USD 178.5 million and a net interest margin of 4.25. The interest rate spread for the year was 3.58. The company’s board of directors declared a quarterly cash dividend of USD 0.13 per common share, payable on February 26, 2026, to shareholders of record as of February 18, 2026.

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