Western Alliance Bancorporation (WAL) reported its financial results for the fourth quarter (Q4) and full year (FY) 2025. For Q4 2025, WAL recorded net income of USD 293.2 million and diluted earnings per share of USD 2.59. Pre-provision net revenue reached USD 428.7 million for the quarter. The net interest margin stood at 3.51 percent, and the efficiency ratio was 55.7 percent. Book value per common share at the end of the period was USD 67.20. For the full year 2025, diluted earnings per share were USD 8.73. Net income available to common stockholders for the year totaled USD 956.2 million. The company reported record net interest income and revenues for FY 2025, with continued strength in commercial banking non-interest income and improved efficiency. Interest income from loans for Q4 2025 was USD 936.2 million, while income from investment securities was USD 221.6 million. The average diluted shares outstanding during the quarter were 109.3 million.

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