Trump’s proposed “One Big Beautiful Bill Act” has put a 20% tax break for pass-through business income at the center of the conversation, and that reshapes the math for many high earners almost overnight. If more cash stays with business owners, it can change where wealth flows and who manages it. This article walks through three stocks potentially exposed to that shift and explains why their stories matter to your portfolio.

The stocks highlighted next are only a starting sample, and the full screen surfaced 28 more U.S. wealth and tax-planning companies with equally compelling narratives that are not covered in this article. To identify and analyze your own highest-conviction ideas, head straight into the U.S. Wealth and Tax-Planning Service Providers to High-Income Business Owners screener.

GBank Financial Holdings (GBFH)

GBank Financial Holdings runs a Las Vegas based bank that focuses on business and consumer customers, from small and mid sized companies to high net worth individuals and professionals. It generates all of its US$75 million in revenue from core banking activities in the United States, including SBA loans, commercial real estate lending and a growing payments and digital banking offering. The stock currently carries a market value of about US$316 million.

GBank Financial Holdings sits at an interesting crossroads of SBA lending, gaming focused payments and now a policy backdrop that could leave more cash in the hands of high income business owners. The bank’s narrative points to meaningful volume in SBA originations and gaming related card and ACH processing, yet recent credit costs, non performing loans and a softer first half earnings trend show that growth is not a straight line. Governance questions around executive pay and leadership turnover add another layer for investors to weigh. For readers looking at how the pass through tax break might ripple into deposits, fee income and loan demand, GBank’s story is one worth understanding in more detail before making any decisions.

GBank’s mix of SBA lending and gaming payments hints at an underappreciated earnings engine that many investors may be overlooking. Before deciding what that could mean for your own portfolio, walk through the 3 key rewards and 2 important warning signs

Build your own SBA and high earner shortlist

GBank Financial Holdings and the other two stocks in this article all came from applying targeted filters in a screener. Use our flexible Screener to combine metrics like earnings quality, balance sheet strength and risk flags in a way that fits your style, or lean on our curated Investing Ideas for ready made starting points.

Equity Bancshares (EQBK)

Equity Bancshares is a Wichita based regional bank that offers a full menu of commercial, mortgage, consumer and wealth management services across Kansas, Oklahoma, Missouri and Arkansas, serving many of the business owners that could benefit from a permanent 20% pass through tax deduction. The group generates roughly US$305 million of revenue through Equity Bank, partly offset by elimination entries of about US$48 million and supported by around US$39 million at the holding company level, which gives investors a sense of where the economic engine really sits. With a market value near US$1.1b, Equity Bancshares sits in the sweet spot where growth in commercial relationships can still move the needle.

Equity Bancshares sits at the point where the policy shift toward high income business owners meets on the ground banking. The bank already caters to commercial and professional clients across its four state footprint, and a lasting pass through tax deduction could leave those borrowers with more cash to deploy into deposits, loans and wealth services. Recent earnings, index inclusions and a fresh buyback authorization are cited as indicators of fundamentals and management confidence, even if a one off loss and a relatively high P/E keep some investors cautious. The key question is whether growing loan pipelines, digital investments and capital discipline can outweigh credit and competition risks in the years ahead.

Equity Bancshares sits where commercial growth, fresh buybacks and a richer client mix could be pulling ahead of what the headline P/E suggests. Get the full story plus the key risk twist in the 2 key rewards and 2 important warning signs

Beacon Financial (BBT)

Beacon Financial is a Boston based bank holding company that runs a full service commercial and retail bank, with everything from traditional deposits and mortgages to equipment finance, SBA lending and wealth management for individuals, families and institutions. It generates about US$759 million in banking revenue, all from the United States, and carries a market value of roughly US$2.7b.

Beacon Financial sits right in the path of higher earning business owners that could benefit most from a permanent 20% pass through tax deduction, which may lift demand for cash management, lending and wealth advice. The story is not risk free, with concentrated commercial real estate exposure, a pool of troubled assets and a relatively new management team that is still working through merger integration. Yet index inclusions, solid recent net interest margin and strong forecast earnings growth have many investors asking whether the current valuation fully reflects the potential if credit costs and integration stay on track.

Beacon Financial’s earnings story and net interest margin momentum sit beside very real credit and integration questions. Get the full context in the 3 key rewards and 1 important warning sign

Seeking Alternatives Before The Window Closes

Fresh ideas often move first when momentum builds. Identify potential breakouts while they are still under the radar and before the crowd starts chasing. Consider acting early.

• Identify cash rich companies that may be quietly building momentum and review the list of solid balance sheet and fundamentals (50 results) while that combination of financial strength and timing may still be less widely followed.
• Target potential income ideas with characteristics that may support longer-term payouts and scan the 10 dividend fortresses while prices appear reasonable and yields remain high enough to be meaningful.
• Explore opportunities related to infrastructure spending and review the 38 power grid technology and infrastructure stocks before additional capital focuses on a similar group of companies.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.