Over the last 7 days, the United States market has remained flat, yet over the past 12 months, it has experienced a notable rise of 18%, with earnings expected to grow by an additional 18% annually. In this context of steady growth and potential future gains, identifying reliable dividend stocks offering at least a 3% yield can be an effective strategy for investors seeking both income and stability.

Top 10 Dividend Stocks In The United States

Name	Dividend Yield	Dividend Rating
Peoples Bancorp (PEBO)	4.45%	★★★★★☆
OTC Markets Group (OTCM)	5.78%	★★★★★★
Korn Ferry (KFY)	3.08%	★★★★★☆
Huntington Bancshares (HBAN)	3.55%	★★★★★☆
Host Hotels & Resorts (HST)	4.17%	★★★★★☆
First Interstate BancSystem (FIBK)	4.92%	★★★★★★
Ennis (EBF)	4.74%	★★★★★★
Columbia Banking System (COLB)	4.73%	★★★★★★
Bladex (BLX)	4.84%	★★★★★☆
Accenture (ACN)	4.75%	★★★★★★

Below we spotlight a couple of our favorites from our exclusive screener.

Virginia National Bankshares (VABK)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Virginia National Bankshares Corporation, with a market cap of $235.83 million, operates as the holding company for Virginia National Bank, offering a variety of commercial and retail banking products and services in Virginia.

Operations: Virginia National Bankshares Corporation generates revenue primarily through its banking operations, with $56.95 million from the bank and $1.04 million from VNB Trust & Estate Services.

Dividend Yield: 3.3%

Virginia National Bankshares offers a stable dividend profile, with dividends per share remaining steady over the past decade and showing growth. The current payout ratio of 38.8% suggests dividends are well covered by earnings, though future coverage is uncertain. Trading below its estimated fair value, VABK provides an attractive entry point for investors seeking reliable income. Recent earnings show improved profitability, supporting continued dividend payments despite a yield lower than top-tier US dividend stocks.

NBT Bancorp (NBTB)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: NBT Bancorp Inc. is a financial holding company offering personal and commercial banking, retail banking, and wealth management services in the United States, with a market cap of approximately $2.58 billion.

Operations: NBT Bancorp Inc. generates revenue primarily through its banking segment, which accounts for $621.87 million, and its retirement plan administration services, contributing $67.38 million.

Dividend Yield: 3%

NBT Bancorp's dividend payments have been stable and growing over the past 10 years, supported by a low payout ratio of 41%, indicating strong earnings coverage. Although its dividend yield of 3.02% is below the top tier in the US market, it remains reliable. Recent earnings growth and share repurchases highlight financial strength, despite being dropped from several Russell indices. Trading significantly below estimated fair value may present a potential opportunity for investors seeking income stability.

Copa Holdings (CPA)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Copa Holdings, S.A. operates as an airline providing passenger, cargo, and mail transportation services across North America, South America, Central America, and the Caribbean with a market capitalization of approximately $6.11 billion.

Operations: Copa Holdings generates its revenue primarily from air transportation services, amounting to $3.77 billion.

Dividend Yield: 4.6%

Copa Holdings offers a dividend yield of 4.64%, placing it among the top 25% of US dividend payers. However, its dividends are not well covered by free cash flow, with a high cash payout ratio of 279%. Despite past volatility in dividend payments, recent earnings growth and share repurchases signal financial resilience. Trading at a significant discount to fair value may attract investors seeking potential income opportunities amidst an evolving operational landscape.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.