Providing a diverse range of perspectives from bullish to bearish, 9 analysts have published ratings on Prudential Financial (NYSE:PRU) in the last three months.

In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.

	Bullish	Somewhat Bullish	Indifferent	Somewhat Bearish	Bearish
Total Ratings	0	0	8	1	0
Last 30D	0	0	1	0	0
1M Ago	0	0	3	1	0
2M Ago	0	0	2	0	0
3M Ago	0	0	2	0	0

Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $115.56, along with a high estimate of $127.00 and a low estimate of $103.00. Experiencing a 2.69% decline, the current average is now lower than the previous average price target of $118.75.

Exploring Analyst Ratings: An In-Depth Overview

A comprehensive examination of how financial experts perceive Prudential Financial is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst	Analyst Firm	Action Taken	Rating	Current Price Target	Prior Price Target
Nigel Dally	Morgan Stanley	Lowers	Equal-Weight	$111.00	$120.00
Wesley Carmichael	Wells Fargo	Lowers	Underweight	$103.00	$115.00
Yaron Kinar	Mizuho	Lowers	Neutral	$113.00	$126.00
Thomas Gallagher	Evercore ISI Group	Lowers	In-Line	$110.00	$122.00
Jimmy Bhullar	JP Morgan	Lowers	Neutral	$127.00	$133.00
Elyse Greenspan	Wells Fargo	Raises	Equal-Weight	$115.00	$113.00
Brian Meredith	UBS	Raises	Neutral	$116.00	$111.00
John Barnidge	Piper Sandler	Raises	Neutral	$120.00	$110.00
Yaron Kinar	Mizuho	Announces	Neutral	$125.00	-

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Prudential Financial. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Prudential Financial compared to the broader market.
• Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Prudential Financial's stock. This comparison reveals trends in analysts' expectations over time.

Capture valuable insights into Prudential Financial's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.

Stay up to date on Prudential Financial analyst ratings.

All You Need to Know About Prudential Financial

Prudential Financial is one of the largest US life insurers, offering annuities, life insurance, and asset-management products. The United States and Japan are its two largest markets. Its US business contributed about 50% of adjusted 2024 earnings and includes institutional retirement (mostly pension risk transfer), individual retirement (annuities), group insurance, and individual life insurance. Its international business represented about 40% of adjusted earnings, with a strong market position in Japan, and the firm also has a presence in emerging markets like Brazil. The company's investment management business, PGIM, contributed approximately 10% of its 2024 adjusted earnings. PGIM had around $1.4 trillion in assets under management at the end of third-quarter 2025.

Prudential Financial: A Financial Overview

Market Capitalization: Boasting an elevated market capitalization, the company surpasses industry averages. This signals substantial size and strong market recognition.

Revenue Growth: Prudential Financial's revenue growth over a period of 3M has been noteworthy. As of 31 December, 2025, the company achieved a revenue growth rate of approximately 24.07%. This indicates a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.

Net Margin: Prudential Financial's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 5.71%, the company may face hurdles in effective cost management.

Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 2.77%, the company showcases effective utilization of equity capital.

Return on Assets (ROA): Prudential Financial's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 0.12%, the company showcases efficient use of assets and strong financial health.

Debt Management: The company faces challenges in debt management with a debt-to-equity ratio higher than the industry average. With a ratio of 0.71, caution is advised due to increased financial risk.

What Are Analyst Ratings?

Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

This article was generated by Benzinga's automated content engine and reviewed by an editor.