Alkami report shows 51% of retail loan applications submitted via digital channels

Alkami Technology Inc

Alkami Technology Inc

ALKT

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  • Alkami published 2026 Digital Banking Performance Metrics Report, shifting focus from digital adoption to performance, with first-time benchmarks for business digital banking.
  • Retail metrics showed 87% of checking accounts tied to active digital users; 82% of mobile users classified as actively engaged.
  • Digital lending reached 51% of loan applications; cross-sell averaged 1.56 new products per digital user.
  • Business benchmarks showed 78% of business accounts active in digital banking; 75% using mobile apps.
  • Digital capabilities remained limited for some business functions, with 17% of institutions offering digital business account opening; 20% offering online business loan origination.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Alkami Technology Inc published the original content used to generate this news brief via PR Newswire (Ref. ID: DA53324) on May 07, 2026, and is solely responsible for the information contained therein.