• Aozora Bank posted a transcript of its FY2025 financial results investors meeting, attended by President and CEO Hideto Oomi and CFO Takashi Kato.
• Management flagged domestic momentum, citing domestic net interest income up JPY 10.3 billion on wider loan-deposit spreads and loan growth.
• Alliance with Daiwa Securities drove origination, with 30%-40% of new FY2025 customers referred, supporting LBO loans and fee income.
• Legacy-risk cleanup continued, ending special U.S. office collateral measures at FY2025 close; NPL ratio fell to 1.2%.
• Guidance calls for FY2026 net revenue of JPY 111 billion, profit attributable to owners of parent of JPY 27 billion, dividend of JPY 100 per share.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Aozora Bank Ltd. published the original content used to generate this news brief on May 25, 2026, and is solely responsible for the information contained therein.