BlackRock survey shows retirement savings may cover only 50%-60% of expected income

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BlackRock, Inc.

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  • BlackRock’s 2026 Read on Retirement flagged a widening gap between retirement confidence and projected income from workplace savings.
  • 68% of workplace savers said they are on track, yet projected balances support only 50%-60% of the income they expect.
  • Median contribution rates were 10% versus 15% cited as needed; over half expected to cut contributions within 12 months.
  • Demand shifted toward “personal pension” features, led by guaranteed income; 32% of plan sponsors plan to add it to QDIAs.
  • Interest rose in expanded investment options, including private markets; 73% of participants showed interest, sponsors considering exposure rose to 45%.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BlackRock Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260625069732) on June 25, 2026, and is solely responsible for the information contained therein.