Capital One FY26 Q2 net income rises to $3 billion; net interest margin widens 14 bps to 8.01% Q/Q

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Capital One Financial Corp

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  • Capital One posted Q2 net income of USD 3 billion, or USD 4.73 per diluted share.
  • Revenue rose to USD 15.85 billion, while net interest margin widened 14 basis points from Q1 to 8.01%.
  • Provision for credit losses totaled USD 3 billion, including a USD 662 million allowance release; allowance coverage ratio fell to 5.02% at June 30.
  • Common equity Tier 1 ratio slipped to 13.7% at June 30, while it repurchased 14 million shares for USD 2.7 billion.
  • Loans held for investment increased 2% quarter-on-quarter to USD 457.2 billion, while total deposits dipped 1% to USD 484.3 billion.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief on July 21, 2026, and is solely responsible for the information contained therein.