Caribou survey shows women more likely to struggle with car payments but less likely to seek refinancing

  • Caribou analysis of its 2026 Car Loan Sentiment Survey flags a gender gap in auto-loan strain and refinancing behavior among 2,000 U.S. borrowers.
  • Payment affordability stress ran higher for women, with 26% reporting difficulty vs. 17% for men.
  • Refinancing engagement skewed to men, with 39% checking for a better rate vs. 20% for women.
  • Refinancing intent also diverged, with 63% of men likely to consider it within 12 months vs. 48% of women.
  • Study links the gap to confidence, with men about 1.6 times more likely to report being very confident in personal finance.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Caribou Financial Inc. published the original content used to generate this news brief on June 04, 2026, and is solely responsible for the information contained therein.