• Chubb analysis found 78% of young affluent US luxury collectors buy with future value as a top factor, treating collections as investments.
• More than half remain uninsured despite 94% expressing interest in valuables insurance, highlighting a protection gap for high-value assets.
• Misconceptions drive underinsurance: 46% of uninsured collectors think homeowners policies cover valuables; 38% cite procrastination; 34% see low risk.
• Digital buying behavior points to embedded coverage demand: 58% prefer buying insurance online; 38% want it at checkout.
• Theft and accidental loss rank as top concerns at 45% and 42%, supporting insurers’ push for dedicated valuables coverage.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Chubb Limited published the original content used to generate this news brief via PR Newswire (Ref. ID: 202607160900PR_NEWS_USPR_____NY05496) on July 16, 2026, and is solely responsible for the information contained therein.