Last week, you might have seen that Citizens Community Bancorp, Inc. (NASDAQ:CZWI) released its quarterly result to the market. The early response was not positive, with shares down 4.9% to US$22.00 in the past week. It looks like a pretty bad result, all things considered. Although revenues of US$16m were in line with analyst predictions, statutory earnings fell badly short, missing estimates by 73% to hit US$0.11 per share. The analysts typically update their forecasts at each earnings report, and we can judge from their estimates whether their view of the company has changed or if there are any new concerns to be aware of. With this in mind, we've gathered the latest statutory forecasts to see what the analysts are expecting for next year.

Taking into account the latest results, the current consensus from Citizens Community Bancorp's twin analysts is for revenues of US$66.5m in 2026. This would reflect a meaningful 14% increase on its revenue over the past 12 months. Per-share earnings are expected to accumulate 8.5% to US$1.44. In the lead-up to this report, the analysts had been modelling revenues of US$67.9m and earnings per share (EPS) of US$1.82 in 2026. The analysts seem less optimistic after the recent results, reducing their revenue forecasts and making a large cut to earnings per share numbers.

The consensus price target fell 5.2% to US$22.75, with the weaker earnings outlook clearly leading valuation estimates.

Of course, another way to look at these forecasts is to place them into context against the industry itself. One thing stands out from these estimates, which is that Citizens Community Bancorp is forecast to grow faster in the future than it has in the past, with revenues expected to display 30% annualised growth until the end of 2026. If achieved, this would be a much better result than the 3.3% annual decline over the past five years. Compare this against analyst estimates for the broader industry, which suggest that (in aggregate) industry revenues are expected to grow 7.8% annually. So it looks like Citizens Community Bancorp is expected to grow faster than its competitors, at least for a while.

The Bottom Line

The most important thing to take away is that the analysts downgraded their earnings per share estimates, showing that there has been a clear decline in sentiment following these results. Regrettably, they also downgraded their revenue estimates, but the latest forecasts still imply the business will grow faster than the wider industry. The consensus price target fell measurably, with the analysts seemingly not reassured by the latest results, leading to a lower estimate of Citizens Community Bancorp's future valuation.

With that in mind, we wouldn't be too quick to come to a conclusion on Citizens Community Bancorp. Long-term earnings power is much more important than next year's profits. We have analyst estimates for Citizens Community Bancorp going out as far as 2027, and you can see them free on our platform here.

Another thing to consider is whether management and directors have been buying or selling stock recently. We provide an overview of all open market stock trades for the last twelve months on our platform, here.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.