The United States market has shown robust performance, rising 2.0% over the last week and 23% over the past year, with earnings projected to grow by 19% annually. In such a dynamic environment, identifying small-cap stocks that are potentially undervalued can be an appealing strategy for investors seeking opportunities in various regions.

Top 10 Undervalued Small Caps With Insider Buying In The United States

Name	PE	PS	Discount to Fair Value	Value Rating
Appian	1788.4x	2.1x	37.90%	★★★★★☆
First Bancorp	9.3x	3.5x	29.07%	★★★★☆☆
Shore Bancshares	11.6x	3.2x	49.13%	★★★★☆☆
Angel Oak Mortgage REIT	13.2x	6.0x	24.71%	★★★★☆☆
Similarweb	NA	1.5x	23.06%	★★★★☆☆
Angel Studios	NA	1.5x	21.23%	★★★★☆☆
Patria Investments	25.8x	4.7x	4.42%	★★★☆☆☆
New Peoples Bankshares	9.2x	2.4x	18.01%	★★★☆☆☆
NameSilo Technologies	426.4x	2.0x	41.38%	★★★☆☆☆
National Vision Holdings	28.0x	0.6x	40.76%	★★★☆☆☆

Here's a peek at a few of the choices from the screener.

Citizens Financial Services (CZFS)

Simply Wall St Value Rating: ★★★★☆☆

Overview: Citizens Financial Services operates as a community banking institution with a focus on providing financial services, and it has a market capitalization of $0.26 billion.

Operations: The company generates revenue primarily through its community banking segment, with recent revenue reaching $113.47 million. Operating expenses are significant, with general and administrative expenses accounting for a large portion at $50.21 million in the latest period. The net income margin shows variability, peaking at 39.80% but recently recorded at 34.66%.

PE: 8.1x

Citizens Financial Services, a smaller player in the U.S. market, shows potential as an undervalued stock with insider confidence evident from recent share purchases. Despite having a low allowance for bad loans at 61%, the company reported strong financial performance for Q1 2026 with net income rising to US$10.38 million from US$7.62 million year-over-year. A dividend increase to US$0.51 per share underscores its commitment to shareholder returns, while recent net charge-offs decreased significantly compared to last year, indicating improved credit management.

Parke Bancorp (PKBK)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Parke Bancorp operates as a community bank, providing a range of financial services and products, with a market cap of $0.19 billion.

Operations: The company generates revenue primarily through its community banking operations, with recent figures showing $83.33 million. Operating expenses are a significant component of costs, with general and administrative expenses reaching $21.31 million in the latest period. The net income margin has shown variability, reaching as high as 53.04% and as low as 25.76% over the analyzed periods, indicating fluctuations in profitability relative to revenue generated.

PE: 8.8x

Parke Bancorp, a company operating in the financial services sector, has shown resilience amid declining earnings over the past five years. Recently, they announced a share repurchase program to buy back up to 5% of their outstanding stock over the next year. This move signals confidence from insiders about future prospects. In Q1 2026, Parke reported net interest income of US$22.13 million and net income of US$11.84 million, reflecting significant growth compared to last year. A dividend increase also highlights their commitment to shareholder returns despite past earnings challenges.

SNDL (SNDL)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: SNDL is a diversified company engaged in liquor retail, cannabis retail, and cannabis operations with a market capitalization of CA$1.02 billion.

Operations: The company generates revenue primarily from liquor retail, cannabis retail, and cannabis operations. The gross profit margin has shown an upward trend reaching 27.13% in the latest period.

PE: -48.2x

SNDL, a smaller company in the cannabis industry, reported first-quarter sales of CAD 195.91 million, down from CAD 204.91 million last year, alongside a reduced net loss of CAD 9.91 million. Despite not being profitable currently or expected to be soon, insider confidence is evident with Independent Non-Executive Chairman J. Mills purchasing 50,000 shares for US$69,700 in March 2026. The company completed a share buyback of over four million shares for CAD 6.95 million by March-end this year while navigating leadership changes and maintaining higher-risk external funding sources without customer deposits.

Next Steps

• Unlock more gems! Our Undervalued US Small Caps With Insider Buying screener has unearthed 65 more companies for you to explore.Click here to unveil our expertly curated list of 68 Undervalued US Small Caps With Insider Buying.
• Are you invested in these stocks already? Keep abreast of every twist and turn by setting up a portfolio with Simply Wall St, where we make it simple for investors like you to stay informed and proactive.
• Simply Wall St is a revolutionary app designed for long-term stock investors, it's free and covers every market in the world.

Ready To Venture Into Other Investment Styles?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.