With inflation running hot and the Federal Reserve signaling that higher interest rates may stick around longer than many expected, dependable income from dividends can feel more valuable than ever. The Dividend Stocks screener behind this article focuses on companies that pair dividend payments with relatively solid financial health and controlled payout ratios. That combination may appeal to investors who want cash flow without taking on excessive balance sheet risk. In this article, you will see 3 stocks from the screener that appear well placed or at least resilient under the current higher rate backdrop and policy uncertainty.

Atlantic Union Bankshares (AUB)

Overview: Atlantic Union Bankshares is a regional bank holding company that offers everyday banking, lending, wealth management, and insurance services to consumers and businesses through branches, ATMs, and digital channels across its U.S. footprint.

Operations: The company generates about US$1.40b in revenue, with Wholesale Banking contributing roughly US$666.6m, Consumer Banking about US$494.5m, and Corporate/Other around US$240.2m, all from the United States.

Market Cap: US$5.82b

Atlantic Union Bankshares gives income focused investors a 3.56% dividend yield backed by a broad lending and fee business. The bank benefits from higher rates through a relatively asset sensitive balance sheet and variable rate loan book. Recent results show strong earnings momentum and low net charge offs, and analysts expect solid earnings growth. However, the stock trades on a P/E above the wider U.S. banks sector, which introduces valuation risk if growth or margins soften. A very large recent one off loss and modest ROE highlight that profitability is under some pressure. Management is pursuing buybacks, expansion in Southeast markets considered attractive, and digital partnerships that could reshape the bank’s earnings mix over time.

Atlantic Union Bankshares appears to be a story of earnings momentum and buybacks intersecting with valuation questions and that one-off hit. Get the full context with the analysis report for Atlantic Union Bankshares

Arrow Financial (AROW)

Overview: Arrow Financial is a regional bank holding company that provides everyday banking, lending, wealth management, retirement planning, and insurance services to consumers and businesses, with roots going back to 1851 in upstate New York.

Operations: Arrow Financial generates about US$168.4m in revenue, all from its Community Banking segment in the United States.

Market Cap: US$659.3m

Arrow Financial stands out in a higher for longer rate setting as a long-established dividend payer with a 2.96% yield, healthy net profit margins of 30.2%, and earnings that recently grew 79.7% year on year, while trading very close to the Simply Wall St fair value estimate. Earnings and revenue are both expected to grow at rates above broader U.S. market assumptions, yet the P/E sits only modestly above the banks sector. This combination may appeal to investors looking for income and growth together. At the same time, significant recent insider selling, a longer term earnings decline trend, and modest ROE of 11.6% mean this is not a simple story and warrant closer attention to the sustainability of the current rebound.

Arrow Financial’s earnings rebound and 30.2% net margins suggest that the recent surge may not be fully priced in yet, but the longer term earnings trend and insider selling in the analysis report for Arrow Financial

Kearny Financial (KRNY)

Overview: Kearny Financial is the holding company for Kearny Bank, offering everyday deposit accounts and a wide range of loans, from residential mortgages and home equity lines to multi family, commercial real estate, and business credit, all backed by a long operating history since 1884 in New Jersey.

Operations: Kearny Financial generates about US$170.6m in revenue from its thrift and savings institution activities in the United States.

Market Cap: US$573.3m

Kearny Financial appeals to dividend focused investors who want bank exposure with a history of paying out, yet also care about where future earnings might come from in a higher for longer rate setting. The company has recently returned to profitability, with earnings and revenue both forecast to grow, while its P/E sits below the broader US market but above the banks sector. That mix suggests investors are already paying for some improvement, even though ROE remains low and loan loss reserves cover less than 100% of bad loans, which adds credit risk. For readers weighing income, valuation, credit quality, and that forecast earnings ramp together, the key question is how these pieces fit once you look under the hood of Kearny Financial’s balance sheet and dividend record.

Kearny Financial’s return to profitability, combined with a below market P/E, hints at an earnings story investors may be underestimating, and the real twist sits inside the analyst forecasts for Kearny Financial

The 3 dividend stocks covered here are just a starting point, with the full screener surfacing 27 more companies on the Dividend Stocks screener that show similarly balanced combinations of yield, balance sheet strength, and business resilience. Use Simply Wall St to identify, filter, and analyze the specific catalysts and narratives that matter to you so you can focus on the highest conviction income ideas that fit your approach.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.