• Embassy Bancorp posted net income of USD 3.74 million for the three months ended March 31, 2026, up 29.5%, with diluted EPS of USD 0.5.
• Net interest income climbed to USD 11.44 million from USD 9.83 million, lifting net interest margin to 2.66% from 2.43%.
• Non-interest expense rose to USD 7.56 million from USD 6.9 million, while provision for credit losses eased to USD 20,000 from USD 47,000.
• Total assets increased to USD 1.84 billion from USD 1.8 billion, driven by cash and cash equivalents of USD 141.83 million and securities available for sale of USD 349.61 million.
• Deposits grew to USD 1.68 billion from USD 1.64 billion; stockholders’ equity slipped to USD 124.81 million from USD 127.58 million as accumulated other comprehensive loss widened to USD 42.01 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Embassy Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001449794-26-000009), on May 13, 2026, and is solely responsible for the information contained therein.