Equifax: Total US consumer debt hits $18.22 trillion in April 2026, up 2.8% y/y

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Equifax Inc.

EFX

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  • Equifax April 2026 credit trends showed total U.S. consumer debt at USD 18.22 trillion, up 2.8% from April 2025.
  • Mortgage balances reached USD 13.53 trillion, accounting for 74.3% of total consumer debt.
  • Non-mortgage debt totaled USD 4.69 trillion; auto loans and leases represented 36.3% of that total.
  • Auto loan and lease balances rose 2.2% to USD 1.7 trillion; severe delinquency (60+ days) held at 1.36%.
  • Bankcard balances increased 3.7% to USD 1.09 trillion; utilization eased to 20.3% from 20.8%.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Equifax Inc. published the original content used to generate this news brief on June 04, 2026, and is solely responsible for the information contained therein.