Finance of America expanded its HomeSafe Second product to Indiana, Ohio and Michigan, bringing availability to 16 states. Home values have risen nearly 55% since 2020, according to figures cited in the update. The company said Americans age 62 and older hold more than USD 14 trillion in home equity. Fidelity estimates a 65-year-old retiring today may need about USD 165,000-175,000 for healthcare costs in retirement.

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