• First Reliance Bancshares posted Q2 2026 net income of $2.8 million, down 23.2% from Q2 2025; diluted EPS fell to $0.34.
• Operating earnings (Non-GAAP) rose to $3.1 million from Q2 2025, lifting operating diluted EPS to $0.38.
• Net interest income climbed 8.4% year over year to $9.9 million, while net interest margin widened 21 basis points to 3.74%.
• Loans held for investment increased $19.5 million from March 31 to $820.7 million; deposits slipped $8.7 million to $920.3 million.
• Nonperforming assets fell to $626,000 from March 31, following full collection of one loan; a Colony Bank merger is targeted for Q4 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Reliance Bancshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202607221615PR_NEWS_USPR_____CL10176) on July 22, 2026, and is solely responsible for the information contained therein.