• F&M Bank posted first-quarter net income of $3.2 million, or $0.91 per share, up $769,000 from a year earlier.
• Net interest income rose to $11.4 million from $9.4 million, while net interest margin widened 41 basis points to 3.56%.
• Provision for credit losses swung to an expense of $309,000 from a $104,000 recovery, with allowance for credit losses at $7.9 million, or 0.88% of loans held for investment.
• Assets increased to $1.4 billion from $1.31 billion at Dec. 31, with deposits climbing to $1.28 billion from $1.25 billion and loans held for investment rising to $896.9 million from $886.3 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. F&M Bank Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001654954-26-004803), on May 13, 2026, and is solely responsible for the information contained therein.