• F&M Bank Corp. will pivot its AFS securities portfolio toward higher yields via a $29.4 million reinvestment program completed in June 2026.
• Targets annualized EPS uplift of about $0.21 per share, net interest margin expansion of about 6 basis points.
• Plans to recover the $2.7 million after-tax restructuring loss over roughly 3.5 years while keeping consolidated equity, tangible book value per share intact.
• Uses a $4.8 million pre-tax gain from the April 2026 Bearing Insurance sale to fund the repositioning while advancing its strategic growth plan.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. F&M Bank Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001654954-26-006649), on July 14, 2026, and is solely responsible for the information contained therein.