• Juniata Valley Financial posted Q1 net income of $2.8 million, up 39.3%, with diluted EPS at $0.55.
• Net interest income climbed 25.5% to $7.3 million; net interest margin widened 56 basis points to 3.39% on a fully tax-equivalent basis.
• Provision for credit losses increased to $180,000; non-accrual loans fell to $289,000, leaving non-performing loans at 0.05% of loans outstanding.
• Total assets rose 0.7% to $901.9 million, as loans increased 1.5% to $610.11 million while deposits grew 0.9% to $788.64 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Juniata Valley Financial Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-059963), on May 13, 2026, and is solely responsible for the information contained therein.