• Live Oak Bancshares posted Q2 2026 net income attributable to common shareholders of $34.7 million, up 48.1% from Q2 2025; diluted EPS rose to $0.74.
• Total revenue climbed 11.8% to $156.15 million from Q2 2025, while total noninterest expense edged down 0.8% to $84.53 million.
• Provision for credit losses increased 28.4% to $25.8 million from Q1 2026, while net interest margin widened 6 basis points to 3.33%.
• Loan and lease production rose 13.2% to $1.55 billion from Q1 2026, while total deposits grew 5.1% to $14.55 billion.
• CEO James S. (Chip) Mahan III highlighted $1.5 billion of loan originations, record Live Oak Express small-dollar originations, and strong checking balance growth.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Live Oak Bancshares Inc. published the original content used to generate this news brief on July 22, 2026, and is solely responsible for the information contained therein.