• National Capital Bancorp reported first-quarter net income fell 37.06% to $1.05 million, or $0.92 per share.
• Revenue growth included a $384,000 one-time bank-owned life insurance payout, while results were pressured by a higher provision for credit losses tied to specific reserves and charge-offs on non-performing loans.
• Net interest margin narrowed 0.14 percentage point to 3.51% from fourth-quarter 2025.
• Total assets ended quarter at $735.35 million, while deposits slid 4.1% during quarter to $650.66 million.
• Board declared a $0.26 per share cash dividend payable May 29, 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Capital Bank of Washington published the original content used to generate this news brief on April 29, 2026, and is solely responsible for the information contained therein.