• Noble Roman’s entered a credit agreement on June 10, 2026 with Lake Forest Bank & Trust, a Wintrust unit, for a USD 6.9 million senior secured term loan.
• Proceeds repaid about USD 5.4 million owed to Corbel Capital Partners, including a USD 500,000 warrant repurchase, and retired USD 580,000 of subordinated debt.
• Term loan pricing is Term SOFR + 4% with a current all-in rate of 7.6%; maturity is five years with fixed monthly principal and interest payments.
• Facility requires interest rate hedging within 90 days for at least 50% of outstanding principal through maturity; collateral is a first-priority lien on all assets.
• Prepayment fee is 1% before the second anniversary of closing; no equity or payment-in-kind interest components.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Noble Roman's Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001654954-26-005926), on June 12, 2026, and is solely responsible for the information contained therein.