• Oportun highlighted FY25 revenue of $957 million, adjusted EBITDA of $148 million, adjusted net income of $65 million, GAAP net income of $25 million, adjusted EPS of $1.36.
• FY26 guidance reiterated for adjusted EPS of $1.50-$1.65, adjusted EBITDA of $150-$165 million, mid-single-digit originations growth.
• 1Q26 net income was $2.3 million, marking a sixth consecutive GAAP profitable quarter.
• Credit metrics showed annualized net charge-off rate of 12.65% in 1Q26, described as expected peak for 2026; 2Q26 guidance set at 12.2% +/- 0.15%.
• Leverage reduced to 6.8x from 7.6x year over year; February 2026 ABS transaction of $485 million priced at 5.32% weighted average yield.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Oportun Financial Corp. published the original content used to generate this news brief on May 14, 2026, and is solely responsible for the information contained therein.