• Simmons First National posted 2Q26 net income of $66.7 million, down 2.63% from 1Q26; diluted EPS slipped to $0.46 from $0.47.
• Revenue rose 2.98% to $248.6 million versus 1Q26, while net interest income edged up 1.77% to $200.6 million.
• Net interest margin held at 3.84%; cost of deposits fell 3 basis points to 1.93%.
• Provision for credit losses climbed 19.18% to $17.4 million; net charge-off ratio eased to 0.20% from 0.21%.
• Committed loan production hit $1.8 billion, its highest quarterly level in almost four years; 700,000 shares were repurchased at an average $21.52.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Simmons First National Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-306164), on July 16, 2026, and is solely responsible for the information contained therein.