• Southern Michigan Bancorp shareholder meeting presentation highlighted record balance sheet levels in 2025, with total assets at $1.69 billion, total loans at $1.27 billion, total deposits at $1.42 billion.
• Profitability trend showed net income of $13.49 million in 2025, up from $12.22 million in 2024.
• Asset quality metrics showed total non-performing assets at 0.06% in 2025, versus peer level of 0.5% at Dec. 31, 2025.
• Market position slides showed deposit share of 11.46% across its six-county market service area, ranked No. 2, with 21 branches and $1.31 billion of deposits in market.
• Wealth management assets under management reached record $452.7 million in 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Southern Michigan Bancorp Inc. published the original content used to generate this news brief on May 07, 2026, and is solely responsible for the information contained therein.