• Synchrony Financial posted 2Q’26 diluted EPS of $2.59, up 4% from a year earlier; return on assets slipped to 2.9% from 3.2%.
• Net interest income rose 2% to $4.61 billion; net interest margin widened 30 basis points to 15.08%.
• Provision for credit losses fell 5% to $1.15 billion; net charge-offs improved to 5.43% from 5.70%.
• Purchase volume increased 8% to $49.8 billion, led by co-branded cards at $25.8 billion, up 23%; loan receivables grew 2% to $102.2 billion.
• For 2026, it forecast diluted EPS of $9.25-$9.50 with mid-single digit ending loan receivables growth; it expects a net charge-off rate below 5.5%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Synchrony Financial published the original content used to generate this news brief on July 21, 2026, and is solely responsible for the information contained therein.