Investors may wish to note that the Independent Director of Citizens Community Bancorp, Inc., James Moll, recently netted US$63k from selling stock, receiving an average price of US$21.00. On the bright side, that's just a small sale and only reduced their holding by 6.1%.

Citizens Community Bancorp Insider Transactions Over The Last Year

Notably, that recent sale by James Moll is the biggest insider sale of Citizens Community Bancorp shares that we've seen in the last year. So we know that an insider sold shares at around the present share price of US$20.58. While insider selling is a negative, to us, it is more negative if the shares are sold at a lower price. In this case, the big sale took place at around the current price, so it's not too bad (but it's still not a positive).

Happily, we note that in the last year insiders paid US$165k for 9.92k shares. But insiders sold 3.00k shares worth US$63k. In total, Citizens Community Bancorp insiders bought more than they sold over the last year. Their average price was about US$16.64. It is certainly positive to see that insiders have invested their own money in the company. But we must note that the investments were made at well below today's share price. You can see the insider transactions (by companies and individuals) over the last year depicted in the chart below. By clicking on the graph below, you can see the precise details of each insider transaction!

Citizens Community Bancorp is not the only stock insiders are buying. So take a peek at this free list of under-the-radar companies with insider buying.

Insider Ownership

For a common shareholder, it is worth checking how many shares are held by company insiders. I reckon it's a good sign if insiders own a significant number of shares in the company. Our data indicates that Citizens Community Bancorp insiders own about US$8.4m worth of shares (which is 4.2% of the company). Whilst better than nothing, we're not overly impressed by these holdings.

So What Does This Data Suggest About Citizens Community Bancorp Insiders?

Our data shows a little more insider selling than buying in the last three months. But the difference isn't enough to have us worried. However, our analysis of transactions over the last year is heartening. While we have no worries about the insider transactions, we'd be more comfortable if they owned more Citizens Community Bancorp stock. So these insider transactions can help us build a thesis about the stock, but it's also worthwhile knowing the risks facing this company. In terms of investment risks, we've identified 1 warning sign with Citizens Community Bancorp and understanding this should be part of your investment process.

But note: Citizens Community Bancorp may not be the best stock to buy. So take a peek at this free list of interesting companies with high ROE and low debt.

For the purposes of this article, insiders are those individuals who report their transactions to the relevant regulatory body. We currently account for open market transactions and private dispositions of direct interests only, but not derivative transactions or indirect interests.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.