Over the last 7 days, the United States market has experienced a 1.6% drop, yet it remains up by 15% over the past year with earnings forecasted to grow by 16% annually. In light of these conditions, selecting dividend stocks that offer consistent payouts and potential for growth can be a strategic approach for investors seeking to balance income and capital appreciation.

Top 10 Dividend Stocks In The United States

Name	Dividend Yield	Dividend Rating
Provident Financial Services (PFS)	4.59%	★★★★★★
Peoples Bancorp (PEBO)	5.08%	★★★★★★
OTC Markets Group (OTCM)	5.57%	★★★★★★
Omega Healthcare Investors (OHI)	6.02%	★★★★★★
First Interstate BancSystem (FIBK)	5.61%	★★★★★★
First Community Bankshares (FCBC)	5.44%	★★★★★★
Farmers National Banc (FMNB)	5.23%	★★★★★★
Ennis (EBF)	4.66%	★★★★★★
Dillard's (DDS)	5.65%	★★★★★★
Columbia Banking System (COLB)	5.39%	★★★★★★

Let's explore several standout options from the results in the screener.

American Coastal Insurance (ACIC)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: American Coastal Insurance Corporation operates in the United States through its subsidiaries, focusing on commercial and personal property and casualty insurance, with a market cap of approximately $548.59 million.

Operations: American Coastal Insurance Corporation generates revenue primarily from its Commercial Lines Business, amounting to $335.44 million.

Dividend Yield: 6.5%

American Coastal Insurance's dividend yield is among the top 25% in the US market, though its payments have been volatile over the past decade. The company's dividends are covered by cash flows, indicated by a reasonable cash payout ratio. However, there's insufficient data to confirm if earnings cover these payouts. Recent earnings showed significant growth with net income rising to US$106.84 million for 2025, yet future earnings are forecasted to decline annually by 17.7%.

First Merchants (FRME)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: First Merchants Corporation, with a market cap of $2.42 billion, operates as the financial holding company for First Merchants Bank, offering commercial and consumer banking services.

Operations: First Merchants Corporation generates revenue primarily through its Community Banking segment, which accounts for $641.70 million.

Dividend Yield: 3.8%

First Merchants offers a stable dividend, currently yielding 3.76%, though it is below the top 25% of US dividend payers. The company's dividends are well-covered by earnings with a payout ratio of 36.7%. Recent financials show net income at US$226 million for 2025, reflecting growth from the previous year. The company has also been actively repurchasing shares, completing a buyback worth US$46.87 million, which may support shareholder value long-term.

Central Pacific Financial (CPF)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Central Pacific Financial Corp. is the bank holding company for Central Pacific Bank, offering a variety of commercial banking products and services to businesses, professionals, and individuals in the United States, with a market cap of $843.33 million.

Operations: Central Pacific Financial Corp.'s revenue is primarily derived from its banking operations, totaling $276.99 million.

Dividend Yield: 3.6%

Central Pacific Financial's dividends have been stable and consistently growing over the past decade, with a recent increase to US$0.29 per share. The payout ratio stands at 37.9%, indicating dividends are well-covered by earnings. Recent financials highlight a net income rise to US$77.48 million for 2025, supporting dividend sustainability. Additionally, the company initiated a new US$55 million share repurchase program for 2026, potentially enhancing shareholder value alongside its reliable dividend payments.

Summing It All Up

• Delve into our full catalog of 115 Top US Dividend Stocks here.
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Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.