Over the last 7 days, the United States market has risen by 2.2%, contributing to a substantial increase of 31% over the past year, with earnings projected to grow by 17% annually. In this dynamic environment, identifying small-cap stocks with notable insider activity can be a strategic approach for investors seeking opportunities that may be overlooked in broader market trends.

Top 10 Undervalued Small Caps With Insider Buying In The United States

Name	PE	PS	Discount to Fair Value	Value Rating
First United	9.7x	2.8x	46.49%	★★★★★☆
Financial Institutions	9.0x	2.9x	31.03%	★★★★★☆
Ferroglobe	NA	0.6x	25.78%	★★★★★☆
Ribbon Communications	15.6x	0.6x	32.12%	★★★★★☆
First Bancorp	9.0x	3.4x	43.69%	★★★★☆☆
Ultralife	NA	0.5x	20.92%	★★★★☆☆
German American Bancorp	12.1x	4.4x	44.42%	★★★☆☆☆
Bank of the James Financial Group	9.7x	2.1x	39.53%	★★★☆☆☆
New Peoples Bankshares	9.9x	2.4x	20.66%	★★★☆☆☆
Aldeyra Therapeutics	NA	NA	46.12%	★★★☆☆☆

Here's a peek at a few of the choices from the screener.

Community Trust Bancorp (CTBI)

Simply Wall St Value Rating: ★★★☆☆☆

Overview: Community Trust Bancorp operates as a bank holding company providing a range of financial services, including commercial and personal banking, through its subsidiaries, with a market capitalization of approximately $0.68 billion.

Operations: CTBI generates revenue primarily through its financial operations, with recent figures showing $279.45 million in revenue for Q1 2026. The company consistently reports a gross profit margin of 100%, indicating no cost of goods sold is recorded in the financial data provided. Operating expenses form a significant portion of costs, with general and administrative expenses reaching $117.93 million in the latest quarter. Net income margins have shown variability, reaching up to 36.96% recently, reflecting profitability after accounting for operating costs and other factors impacting net income.

PE: 11.7x

Community Trust Bancorp, a smaller player in the banking sector, shows potential for investors seeking undervalued opportunities. The company reported a solid increase in net interest income to US$58.78 million and net income of US$27.19 million for Q1 2026, reflecting growth from the previous year. Insider confidence is evident with recent share purchases by executives. Despite some charge-offs, their earnings per share improved to US$1.51 from US$1.22 last year, indicating resilience and future growth prospects with projected annual earnings growth of 5%.

Third Coast Bancshares (TCBX)

Simply Wall St Value Rating: ★★★★★☆

Overview: Third Coast Bancshares operates as a community bank providing a range of financial services, with a market capitalization of approximately $0.24 billion.

Operations: The company's revenue is primarily generated from community banking, reaching $212.93 million as of the latest data. Operating expenses are a significant cost factor, with general and administrative expenses being the largest component at $110.13 million. The net income margin has shown an upward trend, reaching 30.21% recently.

PE: 9.9x

Third Coast Bancshares' recent earnings report for Q1 2026 shows a jump in net interest income to US$53.65 million from US$42.8 million, with net income rising to US$16.37 million from US$13.59 million compared to the previous year, indicating its potential as an undervalued opportunity within the small cap sector. Insider confidence is evident with purchases made over the past year, suggesting belief in future growth prospects, which are projected at 17% annually.

Virtus Investment Partners (VRTS)

Simply Wall St Value Rating: ★★★★☆☆

Overview: Virtus Investment Partners is an asset management firm that provides investment management and related services, with a market capitalization of approximately $1.54 billion.

Operations: The company generates its revenue primarily from providing investment management and related services, with a recent quarterly revenue of $834.47 million. The cost of goods sold (COGS) for the same period was $483.94 million, resulting in a gross profit of $350.53 million and a gross profit margin of 42.01%. Operating expenses amounted to $196.05 million, which includes significant non-operating expenses and depreciation & amortization costs over time, impacting the net income margins observed across different periods.

PE: 8.2x

Virtus Investment Partners, a smaller player in the investment management industry, has seen declining earnings over the past five years, with a recent Q1 2026 revenue drop to US$199.54 million from US$217.93 million year-over-year. Despite this, insider confidence is evident through share repurchases totaling 73,463 shares for US$10 million in early 2026. The firm continues to innovate by expanding its ETF offerings with new funds targeting growth and income opportunities across diverse sectors.

Turning Ideas Into Actions

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.