• United Bancorp posted first-quarter net income of USD 1.91 million, up 2.1%, with diluted EPS rising 3.1% to USD 0.33.
• Net interest income climbed 4.2% on year, lifting net interest margin by 12 basis points to 3.72%.
• Noninterest expense increased 10.2%, driven by higher occupancy costs tied to the Wheeling, West Virginia location, plus a 40.2% rise in data processing and electronic services linked to a digital transformation project.
• Total deposits grew USD 42.6 million, or 6.8%, to USD 666.7 million, while total assets rose USD 27.8 million, or 3.6%, to USD 858.5 million.
• Nonaccrual loans and loans past due 30-plus days totaled USD 6.8 million, or 1.36% of gross loans, reflecting a single commercial relationship of about USD 4.2 million moving to nonaccrual during the quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-060924), on May 14, 2026, and is solely responsible for the information contained therein.