Wilson Bank Q1 FY26 net earnings rise 35.8% to USD 22.26 million

WILSON BANK HOLDING CO

WILSON BANK HOLDING CO

WBHC

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  • Wilson Bank Holding posted net earnings of $22.26 million for quarter ended March 31, 2026, up 35.8%, with basic EPS rising 32.85% to $1.82.
  • Net interest income climbed to $53.83 million from $44.58 million, while net interest margin widened 0.39 percentage points to 3.92%.
  • Non-interest income increased 18.69% to $9.61 million, including a $1.13 million premium on sale of credit card portfolio.
  • Non-interest expense rose 8.58% to $31.77 million, though efficiency ratio improved to 50.08% from 55.54%.
  • Wilson Bank completed divestiture of credit card business in January, moving $6.7 million of balances off balance sheet while continuing to subservice cards until April 2027.


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