Upbound Group (UPBD) is back on investors’ radar after third quarter results showed revenue growth, improving same store sales and higher adjusted EBITDA, alongside the completed acquisition of digital finance platform Brigit.

The recent third quarter update and Brigit acquisition come after a mixed share price run, with a 7.63% 1 month share price return and an 8.93% year to date share price return sitting against a 30.92% 1 year total shareholder return decline. This points to some improvement in short term momentum following a weaker period.

If Upbound’s story has you rethinking where growth could come from next, it might be worth scanning fast growing stocks with high insider ownership for other ideas investors have been paying attention to.

With the shares still well below their 1 year level despite recent revenue and net income growth, and trading at a discount to both analyst targets and intrinsic estimates, is Upbound quietly cheap or already reflecting all the future upside?

Most Popular Narrative: 38.5% Undervalued

With Upbound Group last closing at $18.90 and the most followed narrative pointing to a fair value of $30.75, the gap between price and projected future cash flows is hard to ignore.

Recent research updates around Upbound Group focus less on company specific issues and more on a broader reset across specialty finance, with analysts adjusting their models to reflect macro conditions and expectations across various consumer credit and lease to own segments.

Want to see what is driving that valuation gap? The narrative leans on steady revenue progress, rising margins, and a tighter, lower earnings multiple. Curious how those pieces fit together to support that fair value, and what would need to go right for it to hold?

Result: Fair Value of $30.75 (UNDERVALUED)

However, this hinges on issues like the CFPB lawsuit and any hit to consumer credit quality, which could lift charge offs, legal costs, and pressure margins.

Build Your Own Upbound Group Narrative

If you see the data differently or prefer to test your own assumptions, you can build a custom Upbound view in a few minutes with Do it your way.

A great starting point for your Upbound Group research is our analysis highlighting 4 key rewards and 3 important warning signs that could impact your investment decision.

Looking for more investment ideas?

If Upbound has sparked your interest, do not stop here. Broaden your watchlist and pressure test your thinking against other stocks that fit different themes.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.