Popular (BPOP) is back in focus after reporting full year 2025 results that included higher net interest income, higher net income, lower net charge-offs, and an updated share repurchase tally.

The strong full year 2025 earnings and lower net charge offs sit alongside a solid run in the shares, with a 90 day share price return of 21.66% and a 1 year total shareholder return of 40.56% at a latest share price of $136.69. Over five years, total shareholder return of 152.95% points to momentum that has been building rather than fading.

If Popular’s move has you looking beyond a single bank, it could be a good time to scan other financial names with strong insider alignment using our screener for fast growing stocks with high insider ownership.

With earnings power improving, a completed buyback, and the stock trading below some analyst targets, the key question now is simple: is Popular still undervalued, or has the market already priced in the next leg of growth?

Most Popular Narrative: 6.2% Undervalued

Popular’s most followed narrative puts fair value at about $145.70 versus the latest close of $136.69, setting up a modest undervaluation story built on earnings power and cash flows.

The fair value estimate has risen slightly from about US$143.33 to roughly US$145.70 per share.

The revenue growth assumption has increased, shifting from about 9.98% to roughly 10.77%.

Want to see what is driving that higher fair value line by line? The narrative leans heavily on sustained revenue expansion, firm margins, and a tighter future earnings multiple. Curious how those moving parts combine into one number, and what kind of growth profile needs to hold up to support it?

Result: Fair Value of $145.70 (UNDERVALUED)

However, that story can change quickly if Puerto Rico’s economy weakens, or if deposit competition and higher funding costs squeeze margins more than analysts currently factor in.

Build Your Own Popular Narrative

If you see the numbers differently or prefer to test your own assumptions, you can build a full Popular narrative yourself in just a few minutes. To start, use Do it your way.

A great starting point for your Popular research is our analysis highlighting 5 key rewards and 1 important warning sign that could impact your investment decision.

Looking for more investment ideas?

If you stop with just one stock, you could miss opportunities that better fit your goals, so cast the net wider with a few focused screens.

• Spot potential bargains by checking out these 871 undervalued stocks based on cash flows that line up stronger cash flows with prices that still look reasonable.
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• Tap into income focused ideas by reviewing these 13 dividend stocks with yields > 3% that already clear a 3% yield hurdle.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.