Truist reported its fourth quarter (Q4) 2025 financial results, posting net income available to common shareholders of USD 1.3 billion, or USD 1.00 per diluted share. Total revenue for the quarter reached USD 5.3 billion. Net interest income for Q4 2025 was USD 3.7 billion, while noninterest income totaled USD 1.6 billion. The company’s average loans held for investment increased by USD 4.3 billion, up 1.3 percent. Total noninterest expense for the quarter was USD 3.2 billion, reflecting a 5.2 percent increase mainly due to higher other expense and higher personnel expense. The CET1 ratio stood at 10.8 percent at the end of the period. During Q4 2025, Truist repurchased USD 750 million in common shares and announced up to USD 10 billion in share repurchase authorization with no expiration date. The dividend and total payout ratios were 51 percent and 109 percent, respectively. For the full year 2025, total revenue amounted to USD 20.3 billion, with net interest income at USD 14.4 billion and noninterest income at USD 5.9 billion. Noninterest expense for the year was USD 12.1 billion, and net income available from continuing operations was USD 5.3 billion.

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