• United Bankshares (NasdaqGS:UBSI) reported record earnings for 2025, supported by its acquisition of Piedmont Bancorp.
• The company completed the integration of Piedmont Bancorp, adding to its banking footprint and customer base.
• United Bankshares also finished a substantial share repurchase program, signaling a focus on returning capital to shareholders.

United Bankshares operates as a regional banking group, providing lending, deposit, and related financial services to consumers and businesses. The record 2025 results, together with the Piedmont Bancorp acquisition, offer a fresh snapshot of how the business is positioned after a year of balance sheet and franchise changes.

For investors tracking NasdaqGS:UBSI, the completed share repurchase program and full-year earnings performance help frame the company’s current priorities on capital use and growth. These developments may influence how you assess the bank’s earnings mix, scale, and flexibility as it moves into its next phase after a transformative year.

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Investor Checklist

Quick Assessment

• ✅ Price vs Analyst Target: At US$41.38, the share price sits about 9% below the US$45.20 consensus target.
• ✅ Simply Wall St Valuation: The shares are described as trading 35.2% below estimated fair value, which screens as undervalued.
• ✅ Recent Momentum: The 30 day return of roughly 4.8% suggests positive short term price momentum.

Check out Simply Wall St's in depth valuation analysis for United Bankshares.

Key Considerations

• 📊 Record 2025 earnings and the Piedmont Bancorp acquisition show how scale and integration are feeding into the current earnings base.
• 📊 It may be useful to compare the P/E of about 13.5 with the Banks industry average of roughly 11.8 and to monitor how capital returns develop after the share buyback.
• ⚠️ Even with no flagged risks in the data, it is worth watching future updates on credit quality and funding costs as the larger balance sheet beds down.

Dig Deeper

For the full picture including more risks and rewards, check out the complete United Bankshares analysis.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.