Zawya - Press Releases: National Bank of Egypt issues its first integrated report on environmental, social, and governance practices to enhance its capabilities in sustainability and climate risk management.

Doha, Qatar : Ahli Bank (Q.P.S.C.) has released its first integrated Environmental, Social and Governance (ESG) report, marking a pivotal step in the bank’s journey towards sustainability .

This report reflects the bank’s transition from aspirational to systematic institutional application in the field of sustainability, and confirms that its financing portfolio enjoys high resilience in the face of climate change risks, supported by a well-thought-out diversification strategy that reduces exposure to sectors most sensitive to environmental risks .

As part of promoting the integration of sustainability standards into the decision-making process in a sustainable manner, the National Bank established a specialized sustainability unit, along with a joint working group between departments and a high-level committee that oversees this file and ensures its integration across the bank’s various activities .

During 2025, the National Bank made tangible progress in developing its climate risk management capabilities by measuring the carbon emissions financed for more than 92% of its financing portfolio, conducting climate scenario analyses in line with the standards of the Greening the Financial System Network (NGFS) , and completing comprehensive sustainability risk assessments and relative importance analysis .

The publication of this report highlights the National Bank’s firm commitment to the principles of transparency, accountability, and proactive disclosure, which contributes to preparing it to keep pace with the rapid developments in sustainability reporting standards and future regulatory requirements .

On this occasion, Mr. Hassan Ahmed Al-Afranji, CEO of the National Bank, said:

" This report represents a significant milestone in Al Ahli Bank's journey towards establishing its position as a responsible financial institution. Sustainability has become a fundamental pillar in our strategies for capital allocation, risk management, and creating added value in both the short and long term. In line with the goals of Qatar National Vision 2030, which aims to achieve economic diversification and sustainability, we believe that the role of the banking sector extends beyond simply supporting this transformation. It encompasses guiding capital flows, managing environmental risks, and creating a conducive environment for sustainable growth. Our current focus is on developing sustainable financing capabilities, enhancing resilience to climate risks, and embedding sustainability as an essential element in serving our customers, supporting businesses, and contributing to the future growth of the country."

The report also highlights the significant progress the bank has made in enhancing its readiness to meet regulatory requirements and growing sustainability disclosure expectations. By developing its governance framework and upgrading its reporting capabilities, the National Bank of Egypt has laid the groundwork for future sustainability disclosures and ensured the continued integration of environmental, social, and governance (ESG) practices across its operations . The bank has also continued to develop its sustainable financing framework and further direct its resources towards sustainable investments. Sustainable bonds now represent 12% of its total corporate exposure, while green bonds account for 4% of its sovereign exposure, reflecting the bank's commitment to integrating sustainability considerations into its financing and investment decisions . These efforts represent a significant step towards supporting the transition to a more sustainable economy, while creating long-term added value for all stakeholders .

In addition to strengthening governance frameworks and managing climate risks, Ahli Bank continued to expand its positive social and economic impact in Qatar. In 2025, it generated QAR 1.57 billion in direct economic value and invested over QAR 22 million in community initiatives across healthcare, social services, human capital development, sports, and community empowerment. As part of its ongoing support for the entrepreneurial ecosystem and its commitment to stimulating private sector growth, the bank continued to provide innovative and tailored financing solutions for small and medium-sized enterprises (SMEs), exemplified by its prominent participation in the Tamkeen program in partnership with Qatar Development Bank .

Furthermore, this report marks a foundational year in the National Bank's sustainability journey, during which it developed its capabilities in governance, risk management, data, and reporting, supporting a more structured and systematic approach to sustainability. By enhancing climate risk assessments and portfolio analysis, the National Bank deepened its understanding of climate-related risks and opportunities and gained greater confidence in the resilience and adaptability of its portfolio. These foundations will support the bank's efforts to further embed sustainability principles across its various activities, decision-making processes, reporting, and measurement to meet evolving stakeholder expectations in sustainability, as well as future regulatory requirements.

The report highlights the National Bank's continued focus on transparency, accountability, and ethical conduct by developing sustainability disclosures in line with internationally recognized frameworks, most notably the Sustainability Accounting Standards Board ( SASB ), the United Nations Global Compact ( UNGC ), and the Partnership for Carbon Accounting in the Financial Sector ( PCAF ). This is being done in parallel with establishing the necessary infrastructure and foundations for compliance with the International Financial Reporting Standards (IFRS) S1 and S2 in the near future . Regarding investment in human capital, the report indicates that the bank provided 4,877 training hours to its employees, supported by a robust governance system and transparent whistleblowing mechanisms, along with 100% coverage in anti-corruption training programs. This resulted in maintaining a completely untouched record of corruption incidents throughout the reporting period . On the environmental front, the bank recycled approximately 65% of its operational waste and established the first baseline for measuring operational carbon emissions (scales 1, 2 and 3), which contributes to reducing the environmental impact and improving the environmental performance of its various facilities and operations.

About the National Bank

Ahli Bank Q.S.C. is a Qatari financial institution offering a full range of retail, corporate, private, and international banking services, along with treasury, investment, and brokerage services. Since its establishment in 1983, Ahli Bank has remained committed to providing modern, secure, and accessible local banking solutions, with a focus on delivering a simple and personalized banking experience for its customers. Through its branch network, digital banking channels, and diverse services, the bank continues to support economic growth and contribute to the development of the financial sector in the State of Qatar .

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