Trust around AI tools is under pressure after Google pulled its new image editing feature from Google Earth, and that puts a fresh spotlight on companies that build compliance, safety, and governance into their technology. For investors, regulated AI is moving from a niche theme to a real filter for risk and opportunity. This article looks at 3 stocks from our Regulated AI Solution Providers screener that are directly exposed to the latest news on disinformation and AI misuse. Each one offers a different way to think about where capital might be attracted or avoided as oversight tightens.

Pagaya Technologies (PGY)

Overview: Pagaya Technologies uses proprietary AI models and a large data network to help banks, fintechs, auto lenders and real estate providers make more informed credit decisions, turning declined or complex loan applications into fundable assets. Its tools plug into partners' workflows to assess applications in real time, route them to investor networks, and support customer acquisition across personal loans, auto finance and point-of-sale financing.

Market Cap: US$1.46b

Investors may consider Pagaya Technologies because it sits at the intersection of AI, regulation and real money flows. Its AI underwriting platform is built for audited, repeatable credit decisions, which aligns with growing concern about opaque AI tools after the Google Earth image-editing backlash. Recent records in network volume, revenue and asset-backed securities issuance indicate that large funding partners are already using Pagaya’s system at scale. In addition, Fitch’s move to a Positive outlook highlights progress on profitability and leverage. On the other hand, there is meaningful funding and partner concentration risk, as well as a recent large one-off loss that makes earnings quality an important consideration. That combination of traction, regulatory relevance and risks makes the underlying story important to understand.

Pagaya Technologies sits where audited AI underwriting, rising network volumes and Fitch’s Positive outlook meet. To see how that combination of traction and funding risk compares, review the 4 key rewards and 1 important warning sign

i3 Verticals (IIIV)

Overview: i3 Verticals provides software and services that help US and Canadian public sector clients run critical functions such as courts, public safety, transportation, schools and tax collection, with tools that manage data, payments and workflows inside highly regulated environments.

Operations: i3 Verticals generates about US$217 million in annual revenue, almost entirely from public sector customers in the United States.

Market Cap: US$587.1m

i3 Verticals gives you exposure to AI that is built for courts, police departments and tax offices rather than viral image tools, which matters as regulators and citizens question how data and content are handled. The company is leaning into AI with products like its Agentch tool for document analysis while still serving long term public sector contracts that tend to be sticky and compliance heavy. Earnings and margins are moving in the right direction, and management is using a sizeable buyback program to reshape the share base after removal from several Russell indices. At the same time, a high P/E and a debt heavy balance sheet mean you need to weigh growth, funding risk and valuation carefully before deciding what the current price really reflects.

i3 Verticals is reshaping public sector software, while a high P/E and debt-heavy balance sheet quietly pull in the other direction. Get the full context in the i3 Verticals financial health report

Viant Technology (DSP)

Overview: Viant Technology runs a cloud-based advertising platform that lets brands and agencies buy digital ad space across connected TV, streaming audio, outdoor screens, mobile and desktop. It uses ViantAI and tools like Household ID and IRIS_ID to plan, target and measure campaigns.

Operations: Viant Technology generates about US$362.1m in annual revenue from internet information provider services, entirely from the United States.

Market Cap: US$748.4m

Viant Technology may be worth closer consideration for investors who believe AI in advertising should be transparent and verifiable rather than purely viral and unchecked. The company focuses on privacy-friendly IDs, content-level measurement and direct access to premium CTV inventory. This positioning aligns with rising concern around AI misuse following Google’s Earth backlash and ongoing scrutiny of walled gardens like YouTube that management does not expect to open up. Analysts report positive earnings momentum, while the stock has been flagged as trading below some valuation estimates. Balanced against this are funding risk, customer concentration and insider selling, making this a higher-scrutiny story that may merit deeper independent research.

Viant Technology’s ad platform sits at the crossroads of privacy, CTV and AI, yet the real story lies in how the business model and funding profile fit together in the analysis report for Viant Technology

The three regulated AI stocks in this article are only a starting point. The full Regulated AI Solution Providers screener highlights 30 more companies that pair AI with compliance, auditability and responsible use, each with its own compelling narrative. Use Simply Wall St to identify, analyze and filter for the exact catalysts and risk profiles that matter to you so you can focus on the highest conviction regulated AI opportunities.

Take Control of Your Investment Journey

If Viant Technology or any of these companies sound like a great opportunity, register for FREE with Simply Wall St and add your companies to a Watchlist to monitor the share price against the fair value the ideal entry point. Once you've made your move, manage your holdings with our Portfolio Command Center that filters out the noise to deliver only the most critical, actionable updates. Throughout your journey, our Community allows you to filter the best ideas from thousands of investor perspectives. By uncovering hidden catalysts and risks early, you'll accelerate your decision-making and stay one step ahead of the market.

Seeking Fresh Alternatives Before They Fly?

Markets can change quickly, and notable ideas may not stay overlooked for long. Identify fresh momentum, explore potential breakouts that may still be under the radar, and consider opportunities at an earlier stage.

• Target stocks that may be moving away from the crowd by using a curated 55 high quality undervalued stocks while it still reflects current conditions and before broader attention develops.
• Explore companies involved in automation and efficiency trends with a focused set of 35 robotics and automation stocks before the story is widely followed and incorporated into market views.
• Zero in on balance sheet characteristics and staying power through a carefully filtered list of solid balance sheet and fundamentals (45 results) while weaker peers may be more exposed to financial strain.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.