Artificial intelligence is no longer just a tech story; it is starting to show up in everyday bills and even official inflation data. With South Korea now counting generative AI subscriptions in its consumer price index, pricing decisions by major AI platforms could influence inflation readings and, in turn, market expectations. For investors, that link between AI spending and inflation creates fresh angles to think about AI related stocks. This article walks through 3 stocks from an AI Technology and Services screener that appear exposed to this news, and why that exposure may matter for portfolios.

BILL Holdings (BILL)

Overview: BILL Holdings runs a cloud based financial operations platform that helps small and midsize businesses automate billing, payments, and expense management, using AI to streamline accounts payable and receivable and reduce back office workload. It serves accounting firms, financial institutions, and software providers that want to connect businesses with their suppliers and customers and manage cash flow more efficiently.

Operations: BILL Holdings generates about US$1.6b in revenue from its Software & Programming segment, reflecting its focus on software as a service and cloud based financial tools.

Market Cap: US$4.0b

BILL Holdings provides exposure to the shift toward AI powered financial workflows, as small and midsize businesses move their billing, payments, and expenses into the cloud and increasingly pay for these tools on subscription. The company’s earnings forecasts, a DCF estimate that sits well above the current share price, and recent share buybacks suggest that the market may not fully reflect its AI initiatives or newer offerings such as Bill Travel and Supplier Payments Plus. At the same time, margins appear fragile after a recent one off loss and very thin net income. For investors willing to accept near term earnings swings and competition from larger fintechs, the combination of AI, subscription revenue, and current valuation may be noteworthy.

BILL Holdings sits at the crossroads of AI workflows, subscription revenue, and a share price that some investors may be underestimating. Before you decide how that mix fits your portfolio, review the 3 key rewards and 2 important warning signs

Arlo Technologies (ARLO)

Overview: Arlo Technologies runs a cloud based platform for smart home and personal security, selling connected cameras, doorbells, floodlights, and security systems that link into subscription services for monitoring, alerts, and video storage. Its products and apps use AI features like object and smoke detection to help households and businesses watch over homes, remote properties, and vulnerable family members.

Operations: Arlo Technologies generates about US$560.6m in revenue from Electronic Security Devices, with most sales coming from the United States alongside contributions from Spain, Sweden, and other countries.

Market Cap: US$1.4b

Arlo Technologies is attracting attention because it is shifting from one off camera sales toward higher margin subscriptions such as Arlo Secure and Arlo Total Security, supported by AI driven features and 85% non GAAP service margins. Recent results show profitability, a DCF value and analyst targets that sit above the current share price, and fresh coverage highlighting its position in US smart home security. Yet the stock still trades on valuation metrics that some investors see as demanding. With partnerships like Aloe Care and ADT, plus funding and international growth risks, this is a security platform that some investors may view as appealing while others may see it as stretched, depending on how they weigh those trade offs.

Arlo’s shift toward high margin subscriptions and AI driven security is gaining attention, yet the valuation debate is still wide open. Get the context that many investors are missing in the 4 key rewards and 1 important warning sign

Strategy (MSTR)

Overview: Strategy is a bitcoin treasury and digital credit company that also sells AI powered analytics software, giving investors exposure to both Bitcoin linked securities and enterprise tools that help non technical users pull insights from complex data. Its platform includes products like Strategy One for analytics and Strategy Mosaic, a data intelligence layer that keeps definitions and governance consistent across different data sources.

Operations: Strategy generates about US$490.5m in revenue from its Software Business segment, with sales spread across the United States, Europe, the Middle East, Africa, and other regions.

Market Cap: US$35.4b

Strategy stands out because it mixes a large Bitcoin treasury and digital credit platform with a traditional software business, so you are not just looking at a pure crypto play. The company is actively managing its balance sheet through a new Digital Credit Capital Framework, selective Bitcoin sales and buyback programs. These steps can support liquidity and capital returns but also introduce two way risk if Bitcoin prices stay weak or volatility intensifies. At the same time, the stock trades below some fair value estimates and carries a low P/B multiple versus software peers, while governance, board tenure, and management pay all appear broadly aligned with shareholders. For investors who understand Bitcoin and credit risks, there is more to unpack beneath the headline volatility.

Strategy’s mix of a large Bitcoin treasury and AI software is easy to underestimate when you only look at the headline volatility. The 2 key rewards and 2 important warning signs hints at where that story could sharply change direction.

The three stocks covered here are just a starting point, as the Artificial Intelligence (AI) Technology and Services screener flags 23 more companies with equally compelling AI driven stories that are not covered in this article. Identify and analyze the specific catalysts and narratives that matter to you within Simply Wall St so you can focus on the highest conviction AI Technology and Services ideas for your watchlist.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.