Surging oil prices, renewed conflict in Iran and fresh speculation about a surprise Federal Reserve rate hike are putting the Banking and Financial Sector Stocks screener firmly in the spotlight. Higher inflation risks and shifting interest rate expectations can reshape funding costs, loan demand and trading conditions for large, financially healthy banks and diversified financial companies. For investors watching how macro shocks filter through to individual stocks, this screener helps flag where the pressure points and potential bright spots may sit. The sections that follow look at 3 stocks that may be positively exposed to the current news flow.

Remitly Global (RELY)

Overview: Remitly Global is a Seattle based fintech that lets customers send money across borders through a mobile app and website, offering digital remittances and related financial services across the United States, Canada and many other countries.

Operations: Remitly generates about US$1.73b from data processing services, with revenue mainly coming from the United States at US$1.14b, alongside Canada at US$168.1m and the rest of the world at US$414.7m.

Market Cap: US$4.91b

Investors watching the Banking and Financial Sector Stocks screener may find Remitly Global worth a closer look. The company sits at the heart of digital cross border payments and is already profitable. Analysts expect earnings and revenue growth to run ahead of the wider US market over the next few years. Recent index inclusions and new products such as Remitly Business, memberships and wallets point to a broader opportunity set, while the use of AI for customer acquisition and fraud control could support margins as volumes rise. At the same time, a higher P/E, reliance on external funding and ongoing competition across remittances and stablecoins mean execution missteps or slower growth could quickly shift sentiment.

Remitly Global operates at the intersection of cross border payments and AI driven efficiency, yet the real story lies beyond the headline P/E ratio. Get the full picture from the analyst forecasts for Remitly Global

Oscar Health (OSCR)

Overview: Oscar Health is a New York based healthcare technology company that sells digital first health insurance plans to individuals, families, employees and small businesses. It also licenses its +Oscar and Campaign Builder platforms to other players in the healthcare system and offers brokerage and enrollment tools for medical and supplemental products.

Operations: Oscar Health generates about US$13.30b in revenue from life and health insurance products, all from the United States.

Market Cap: US$8.54b

Oscar Health operates at the intersection of technology and health insurance, which makes it stand out in a screener built for financials that can be sensitive to interest rate shifts. The company is moving toward profitability, with analysts expecting strong earnings growth and higher returns on equity as membership expands and pricing is adjusted for a tougher claims environment. Recent commentary highlights double digit rate increases planned for 2026 in many markets, which could help offset higher medical costs but may test how price sensitive members are. In addition, rising interest on Oscar Health’s sizeable investment portfolio, solid excess capital, insider selling, and an upcoming Investor Day focused on margins and growth make this a story that may warrant close attention rather than a quick glance.

Oscar Health’s push toward profitability and higher returns on equity is accelerating, yet the real swing factor sits beneath the headline membership story. See how the analyst forecasts for Oscar Health could reshape the risk reward picture next year.

Nu Holdings (NU)

Overview: Nu Holdings is a São Paulo based digital bank that offers app centric credit cards, current accounts, payments, loans, investments, insurance and everyday services to consumers and small businesses across Brazil, Mexico and Colombia.

Operations: Nu Holdings generates about US$7.59b from banking, with revenue concentrated in Brazil at roughly US$12.29b, alongside Mexico at US$950.0m and other countries at US$255.7m.

Market Cap: US$70.19b

Nu Holdings puts a low cost digital model against some of the most fee heavy banking markets in the world, which helps explain why more than 100 million customers have signed up and why earnings growth has recently outpaced the broader banks sector. Profit margins are high and returns on equity sit well into the mid 20s. However, investors still need to weigh this against a relatively rich P/E and a bad loans ratio of 7.9% that points to real credit risk as Nu leans into unsecured lending. With fresh banking licenses in Brazil and Mexico, a large share buyback and growing talk of expansion beyond Latin America, the bigger story for Nu Holdings is only just starting to unfold.

Nu Holdings’ rapid customer growth and high returns on equity create real momentum, yet the richer P/E and rising bad loans leave key questions open. The analyst forecasts for Nu Holdings could reveal what the market is still missing.

The three stocks highlighted here are just a starting point, since the full Banking and Financial Sector Stocks screener surfaced 30 more large, financially healthy companies with equally compelling stories around interest rate sensitivity, funding costs and credit risk. Use Simply Wall St to identify and analyze the specific catalysts and narratives that matter most to you, so you can filter this wider group down to the highest conviction opportunities.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.