AmeriServ Financial Q1 FY26 net income falls 6% to $1.79 million

AmeriServ Financial, Inc.

AmeriServ Financial, Inc.

ASRV

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  • AmeriServ Financial posted first-quarter net income of USD 1.79 million, down 6% from a year earlier, with diluted EPS at USD 0.11.
  • Net interest income rose 9% to USD 10.83 million as net interest margin widened 25 basis points to 3.26%.
  • Provision for credit losses swung to expense of USD 217,000 from a recovery a year earlier, while non-interest expense climbed 5.1% to USD 12.4 million.
  • Total consolidated assets rose 1.3% from year-end to USD 1.5 billion as total deposits increased 1.7% to support a loan-to-deposit ratio averaging 82.7%.


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