BancFirst posts FY 2025 noninterest expense of USD 379.8 million (+9.4%)

BancFirst Corporation

BancFirst Corporation

BANF

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BancFirst reported FY 2025 net income of USD 240.6 million, or USD 7.11 per diluted share. Net interest income was USD 490.5 million and noninterest income was USD 200.1 million, including a USD 4.5 million gain on the sale of Visa B-1 stock. Provision for credit losses was USD 5.7 million, while noninterest expense totaled USD 379.8 million. Net interest margin was 3.74%, return on average assets was 1.70%, and the efficiency ratio was 55.00%. At December 31, 2025, BancFirst had total assets of USD 14.8 billion, loans of USD 8.5 billion, deposits of USD 12.7 billion, and stockholders’ equity of USD 1.9 billion. Nonaccrual loans were USD 61.1 million (0.72% of total loans) and the allowance for credit losses was 1.22% of total loans. The company said it acquired American Bank of Oklahoma on November 17, 2025, recording a core deposit intangible of about USD 11.6 million and goodwill of about USD 0.5 million, and noted it disposed of certain equity investments no longer permissible under the Volcker Rule.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BancFirst Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-075954), on February 26, 2026, and is solely responsible for the information contained therein.