Bank of America posts transcript of Q2 2026 earnings call

Bank of America Corp

Bank of America Corp

BAC

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  • Bank of America released a transcript of its Q2 2026 earnings call attended by CEO Brian Moynihan, CFO Alastair Borthwick, IR executive Lee McEntire.
  • Revenue rose 15% to $31.6 billion; net income climbed 27% to $9.1 billion; EPS increased 34% to $1.21; efficiency ratio improved to 59%.
  • FTE net interest income totaled $16.2 billion, up 9%; management expects full-year NII growth at the upper end of 6%-8%.
  • Operating leverage reached 660 basis points; full-year operating leverage outlook lifted to 300-400 basis points, reflecting NII gains, strong fee momentum.
  • Management cited AI adoption as a productivity driver, with 300 approved use cases, 114 live generative AI cases, 400,000 prompts daily.


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