Bankinter partners with Visa in European pilot for AI agent-initiated card payments

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Blackrock Income Trust Inc

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Blackrock Income Trust Inc

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  • Bankinter partnered with Visa to complete a live Europe pilot transaction initiated by an AI agent on a customer’s behalf.
  • The payment used real card data with existing merchant systems, testing agent-led purchases within current card-payment rails.
  • The pilot ran under Visa’s Agentic Ready program using Visa Intelligent Commerce, relying on tokenization, identity checks, fraud monitoring.
  • Project sits within Bankinter’s IA First governance program, aimed at scaling AI while meeting regulatory and ethical requirements.


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