BBVA partners with Visa to test AI agent-initiated card payments

Banco Bilbao Vizcaya Argentaria, S.A. Sponsored ADR
Visa

Banco Bilbao Vizcaya Argentaria, S.A. Sponsored ADR

BBVA

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Visa

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  • BBVA completed its first AI agent-initiated card transaction with Visa using Visa Intelligent Commerce infrastructure.
  • Test used tokenization, real-time fraud monitoring, Visa Payment Passkeys to meet EU strong customer authentication requirements.
  • Milestone under Visa’s Agentic Ready program aims to enable AI-initiated payments with cardholder consent, issuer oversight, existing protections.


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