BlackRock Foundation and Commonwealth published a transactions-based analysis showing a sharp rise in investing among Americans living on low and moderate incomes, using deidentified data from about 10 million JPMorganChase checking account users from 2015 to 2024. The report finds the number of these investors has grown 2.7 times since 2020, with the fastest growth among the lowest-income groups, alongside larger median contribution amounts and a higher share of income going into investments. It also highlights seasonal spikes in contributions around January and December and links sustained investing to having at least about $1,500 to $2,000 in liquid savings, suggesting opportunities for platforms to pair investing tools with emergency savings features and timely prompts during income-surplus periods.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BlackRock Inc. published the original content used to generate this news brief on March 02, 2026, and is solely responsible for the information contained therein.