BMO Insurance launches AI-driven SmartDecision underwriting tool for life policies up to $5 million coverage

Bank of Montreal

Bank of Montreal

BMO

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  • BMO Assurance launched “DecisionIntelligente,” an AI-enabled, fully digital life-insurance underwriting tool delivering real-time coverage decisions.
  • Targets eligible “preferred” applicants for up to $5 million of coverage across term life, universal life, whole life products.
  • Designed to cut underwriting timelines from weeks to seconds, often avoiding traditional phone interviews or medical evidence for eligible applicants.


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